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Title IV aid


Title IV aid to students includes grant aid, work study aid, and loan aid. These include:










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Pell Grant program


(Higher Education Act of 1965, Title IV, Part A, Subpart I, as amended.) Provides grant assistance to eligible undergraduate postsecondary students with demonstrated financial need to help meet education expenses.

Federal Supplementary Educational Opportunity Grants (FSEOG)


(Higher Education Act of 1965, as amended, Title IV, Part A, Subpart 2, Public Laws 89-329, 92-318, 94-482, et al; 20 USC 1070b-1070b-3.) Provides eligible undergraduate postsecondary students with demonstrated financial need with grant assistance to help meet educational expenses. The Supplementary Educational Opportunity Grants (SEOG) are made directly to institutions of higher education, which select students for the awards.

National Science and Mathematics Access to Retain Talent (SMART) Grants


awarded to third-, fourth-, and fifth-year undergraduates who are majoring in technical fields, critical foreign languages, or who are in a qualifying liberal arts program. The student must have at least a 3.0 GPA for all classes taken in the program as of the most recently completed payment period.

Academic Competitiveness Grants (ACG)


Awarded to first- and second-year undergraduates who completed a rigorous high school curriculum (the Department posts a list of rigorous high school programs on the Web, see Links to Related Websites below). To receive an ACG, a first-year student must have completed secondary school after Jan. 1, 2006; and not have been enrolled in an ACG-eligible program while at or below the age of compulsory school attendance (unless the ACG-eligible classes were also part of his or her high school program). A second-year student must have completed secondary school after Jan. 1, 2005, and have at least a 3.0 grade point average (GPA) as of the end of the first year of undergraduate study.

Federal Work Study (FWS)


A part-time work program awarding on- or off-campus jobs to students who demonstrate financial need. FWS positions are primarily funded by the government, but are also partially funded by the institution. FWS is awarded to eligible students by the college as part of the student's financial aid package. The maximum FWS award is based on the student's financial need, the number of hours the student is able to work, and the amount of FWS funding available at the institution. This is a type of Title IV Aid, but is not considered grant aid to students.

Perkins Loan program


(Higher Education Act of 1965, Title IV, Part E, as amended, Public Laws 89-329, 92-318, et al; 20 USC 1087aa-1087hh.). Formerly known as National Direct Student Loans (NDSL), the Perkins Loan program provides low interest loans to eligible postsecondary students (undergraduate, graduate, or professional students) with demonstrated financial need to help meet educational expenses.

Stafford Loans


(Higher Education Act of 1965, Title IV-B, as amended, Public Law 89-329; 20 USC 1071.) Provides guaranteed loans for educational expenses from eligible lenders to vocational or academic undergraduate, graduate, and first-professional students at eligible postsecondary institutions.



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Aid From Your College or Career School

Many schools offer financial aid from their own funds. To find out what might be available to you:

  • You can go to the school's financial aid web page, or ask someone in the financial aid office.
  • You can ask at the department that offers your course of study; they might have a scholarship for students in your major.
  • You can fill out any applications the school requires for its own aid, and meet the deadlines.


  • Request scholarship help

    Finacial Aid for military service or for family members of military personnel

  • Reserve Officers’ Training Corps (ROTC) Scholarships

  • Department of Veterans Affairs (VA) Education Benefits
    The VA offers education benefits for veterans and for their widows and dependents on its GI Bill site.

  • Iraq and Afghanistan Service Grant or Additional Federal Pell Grant Funds


  • Comparison chart of education benefits available through the following VA programs:

    Chart data provided via the U.S. Department of Veterans Affairs last updated: January 17, 2018
    The Post-9/11 GI Bill

    Montgomery GI Bill – Active Duty (MGIB-AD)

    Montgomery GI Bill – Selected Reserve (MGIB-SR)

    Veterans Educational Assistance Program (VEAP)

    Survivors’ and Dependents’ Educational Assistance Program (DEA)

     Post-9/11 GI BillMGIB-ADMGIB-SRVEAPDEA

    Minimum Length of Service

    90 days active aggregate service (after 9/10/01) or 30 days continuous if discharged for disability

    2 yr. continuous enlistment (minimum duty varies by service date, branch, etc.)

    6 yr. commitment (after 6/30/85)

    181 continuous days active service (between 12/31/76 and 7/1/85)1

    Not applicable

    Maximum # of Months of Benefits 2

    36

    36

    36

    36

    45

    How Payments Are Made

    Tuition: Paid to school

    Housing stipend: Paid monthly to student

    Books & Supplies: Paid to student at the beginning of the term

    Paid to student

    Paid to student

    Paid to student

    Paid to student

    Duration of Benefits

    If your release from active duty was before January 1, 2013, there is a 15-year time limitation for use of benefits. For individuals whose last discharge date is on or after January 1, 2013, the time limitation has been removed.

    Generally 10 years from last day of active duty

    Ends the day you leave Selected Reserve

    10 yrs from last day of active duty

    Spouse: 10 - 20 years 3

     

    Child: Ages 18-26

    Degree Training

    Yes

    Yes

    Yes

    Yes

    Yes

    Non College Degree Training

    Yes

    Yes

    Yes

    Yes

    Yes

    On-the-Job & Apprenticeship Training

    Yes

    Yes

    Yes

    Yes

    Yes

    Flight Training

    Yes

    Yes

    Yes

    Yes

    No

    Correspondence Courses

    Yes

    Yes

    Yes

    Yes

    Yes

    Licensing & Certification

    Yes

    Yes

    Yes

    Yes

    Yes

    National Testing Programs

    Yes

    Yes

    Yes

    Yes

    Yes

    Work-Study Program

    Yes

    Yes

    Yes

    Yes

    Yes

    Tutorial Assistance 5

    Yes

    Yes

    Yes

    Yes

    Yes

    1. Amount of time varies according to when the Veteran enlisted and entered active duty.
    2. You may receive a maximum of 48 months of benefits combined if you are eligible for more than one VA education program.
    3. Spouses are generally eligible to receive benefits for 10 years. However, spouses of individuals rated total and permanent within 3 years of discharge and spouses of individuals who die on active duty are granted a 20 year eligibility period.
    4. The Individual Ready Reserve (IRR) is a category of the Ready Reserve of the Reserve Component of the Armed Forces.
    5. VA can pay the difference between the total cost of tuition and fees and the amount of Tuition Assistance paid by the military.


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